WA Car Loans · a Greenside Finance brand
Find your next car by what it costs per week.
Browse cars by weekly budget. A Perth broker compares 40+ lenders and sorts the loan around the car you want: dealer, private sale or Marketplace.
- 40+ lenders compared
- No credit check to quote
- Perth-based team
Cars by weekly budget
Pick the band that fits your week, then fall for the car. Every car shows an estimated weekly repayment*, and if you like one, enquire and we sort the finance around it.
Vehicles shown are illustrative examples to show typical weekly repayments and may no longer be available — if a listed vehicle has sold, we’ll help you find something similar. Weekly figures are estimates only; see our representative example and lending terms. Getting a quote won’t affect your credit score.
*Weekly repayment estimates are calculated on the vehicle’s estimated drive-away price financed over 7 years at a fixed rate of 6.99% p.a., with a $990 origination fee and a $500 lender establishment fee added to the loan, no ongoing account fees, weekly repayments and no deposit or balloon payment. Representative example: a $30,000 loan over 7 years on these terms has weekly repayments of about $109 and a comparison rate of 8.51% p.a. The comparison rate shown on each vehicle is calculated for that vehicle’s estimated loan amount on the same terms. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Rates, fees and repayments are indicative only and are not an offer of credit — the actual rate, fees and repayments available to you depend on the lender, the vehicle, the amount financed and the lender’s assessment of your application. Government duties, registration and insurance are not included. Vehicles shown are subject to availability.
Three steps. No dealership finance desk.
Most people finish step one before their coffee goes cold.
Pick a budget or a car
Browse by weekly repayment above, or send us a listing you’ve found. Name, mobile and email is all we need to start. No paperwork and no credit check at this stage.
A Perth broker calls you back
Usually the same business day. We compare 40+ lenders and give you options in writing with the rate, comparison rate, fees and repayments, so you can see the whole cost.
Sign and drive
You choose, we do the paperwork and you sign electronically. The lender pays the dealer or seller. For a private sale we run the PPSR check first.
Finance that understands how WA buys cars
From Perth’s suburbs to the Pilbara and the South West, we know what lenders want to see from WA borrowers, and which lenders suit which situation.
FIFO and roster incomes
Swings, site allowances, casual and contract hours. We know which lenders are comfortable with roster income and how to present it so your application reads properly.
FIFO car loan quote
Private sale, Marketplace and first cars
Buying from a person, not a yard? We organise the PPSR check and valuation and pay the seller direct. First car with a short credit history is a conversation, not a no.
Private sale quote
Family SUVs and 4WDs that tow
The seven-seater for school runs, or the 4WD that tows the van up the coast. Personal use or on the ABN for work, new or used, we arrange both.
Family SUV or 4WD quoteReal Perth brokers, not a call centre
WA Car Loans is run by Greenside Finance, a Perth brokerage with an office in Subiaco. The same brokers who arrange ute and equipment finance for WA businesses handle your car loan, by phone, text or email, from quote to settlement.
- Subiaco officeUnit 5/531 Hay St
- 1800 147 336Talk to a real broker
- One brokerQuote to settlement
Questions people ask us
Are you a lender?
No. WA Car Loans is a Perth-based finance broker, run by Greenside Finance. We compare options from a panel of 40+ lenders and help you apply with the one that suits you. We may receive a commission from the lender, which we disclose to you before you sign anything.
Will requesting a quote affect my credit score?
No. Requesting a quote is just a conversation and there is no credit check involved. If you decide to go ahead with an application, the lender completes a credit assessment, and we explain that step before it happens.
What do the weekly repayment figures on the cars mean?
They are an estimate to help you compare vehicles by budget, not a quote. Your actual repayments depend on the lender, your interest rate and comparison rate, the loan term, any deposit or balloon, and fees and charges. Ask for a free quote and we will give you real numbers for your situation.
Can you finance a car I found at a dealer or privately?
Yes. Most of our customers find their own car at a dealership, on Marketplace or Gumtree, or through a private sale. Send us the listing and we arrange the finance. Private sales need a couple of extra checks, like a PPSR search and a valuation, which we organise.
I work FIFO, casual or for myself. Can I still get a car loan?
Usually, yes. Plenty of WA borrowers are on rosters, casual hours or ABN income, and different lenders treat those differently. We know which ones are comfortable with each, and how to present your income properly. Approval is always subject to the lender’s assessment.
I have had credit problems before. Can you help?
We consider all credit histories. Past defaults narrow the options, but some lenders on our panel specialise in helping people who have had a rough patch. We can’t guarantee an approval, nobody can, but we will be honest about your options before you apply.
Do you do business car loans as well as personal?
Yes, both. A car mainly for personal use is a standard consumer car loan. A ute, van or vehicle bought under your ABN for work can be financed with business car finance such as a chattel mortgage, which suits sole traders, tradies and companies. Tell us how you will use the car and we point you to the right option. Business vehicle finance is arranged by our Greenside Finance brokers.
How long does it take?
We usually call back the same business day. Once you have chosen a lender and sent your documents, most decisions come back within one to two business days, and settlement follows once the lender has everything it needs.
Ready to see what you could be driving?
Free, no-obligation quote. Three fields, about a minute, and a Perth broker calls you back.